How it works

No more complication in life. We make payments easier and more affordable, in just 3 simple steps.

Get the app
Select Atome at checkout

Select Atome

If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

Make Payment

Atome automatically splits your bill into 3 equal payments. You'll pay the first payment one month after your transaction date. The next two payments will also be spread 1 month apart. 0% interest, without DP and admin fee.
Select Atome at checkout
Select Atome at checkout

Check bills

Check the status of your payment schedule under “Bills” in our app. You’ll also be informed when you need to pay your bill. That’s it!
Select Atome at checkout
Why use

We believe in the freedom to own your aspirations and passions in your own time.

Setup an account almost instantly, and have payments automatically deducted from your linked card.

Easily track and manage your monthly spending all through our mobile app. You’ll never miss a payment again!

Start shopping